Job Description
Our purpose – Opening up a world of opportunity – explains why we exist. Here at HSBC we use our unique expertise, capabilities, breadth and perspectives to open up new kinds of opportunity for our more than 40 million customers. We’re bringing together the people, ideas and capital that nurture progress and growth, helping to create a better world – for our customers, our people, our investors, our communities and the planet we all share.
Portfolio Management roles contribute to credit committee(s) by providing a constructive review of credit risk applications. Other responsibilities include portfolio administration, generating portfolio level management information, monitoring and challenging portfolio risks, reporting on strategic risk exposure derived from business activities, identifying positions that contravene the company's credit risk policies and thresholds, supporting the implementation of risk valuation models, assessing credit performance, adequacy and strategies and analysing and commenting on market and portfolio development.
As our Senior Real Estate Appraiser you will:
- Review appraisals to ensure compliance with industry real estate appraisal requirements, regulatory mandates and sound appraisal practice in support of real estate lending activities
- Review internally and externally conducted appraisals to ascertain quality of techniques and market data used; review most complex property types
- Coordinate and manage projects relating to technological innovations and process improvements aimed at keeping the team at the forefront of industry standards, with enhanced customer service
- Work with team members and line units to disseminate information and ensure compliance with Federal laws and regulatory agency requirements
For this role, HSBC targets a pay range between $134,500.00 and $225,000.00
The final fixed pay offer will depend on the candidate and a number of variables, including but not limited to, role responsibilities, skill set, depth of experience and education, licensing/certification requirements, internal relativity, and specific work location.
At HSBC, our overall goal is to provide a competitive Total Reward Package, with an appropriate mix of fixed pay, and variable pay, as part of an employee’s overall total compensation and benefits. Variable pay generally takes the form of discretionary, annual awards (sometimes referred to as a “bonus”). Additionally, HSBC offers a wide range of competitive and flexible benefits designed to help you improve your health and well-being, finances, and lifestyle.
Requirements
You´ll likely have the following qualifications to succeed in this role:
- Minimum of ten years proven and progressive commercial real estate appraisal experience or equivalent, ranging from small residential to large commercial properties
- Bachelor’s degree in accounting, finance, real estate, business, related field or equivalent experience
- Member of the Appraisal Institute (MAI) designation, or completion of all requisite coursework toward designation, or equivalent
- State Certified General Real Estate Appraiser
- Strong problem-solving, analytical, organizational, communications, leadership and managerial skills
- Strong working knowledge of real estate appraisal techniques as well as local and national real estate markets
- Proficiency with MS Word, Excel, and Argus
In compliance with applicable laws, HSBC is committed to employing only those who are authorized to work in the U.S. Applicants must be legally authorized to work in the U.S. as HSBC will not engage in immigration sponsorship for this position.
As an HSBC employee, you will have access to tailored professional development opportunities to ensure you have the right skills for today and tomorrow. We offer a competitive pay and benefits package including a robust Wellness Hub, all in a welcoming, diverse and inclusive work environment. You will be empowered to drive HSBC’s engagement with the communities we serve through an industry-leading volunteerism policy, a generous matching gift program, and a comprehensive program of immersive Sustainability and Climate Change Initiatives. You’ll want to join our Employee Resource Groups as they play a central part in life at HSBC, including the development of our employees and networking inside and outside of HSBC. We value difference. We succeed together. We take responsibility. We get it done. And we want you to help us build the bank of the future!
All qualified applicants will receive consideration for employment without regard to age, ancestry, color, race, national origin, ethnicity, disability or medical condition, genetic information, military or veteran service, religion, creed, sex, gender, pregnancy, childbirth, caregiver status, marital status, citizenship or immigration status, sexual orientation, gender identity or expression or any other trait protected by applicable law.
