We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.
At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.
To learn more about CIBC, please visit CIBC.com
What you'll be doing
As a Capital Advisor, you’ll play a pivotal role in structuring complex credit facilities for High Net Worth (HNW) and Ultra High Net Worth (UHNW) clients. Supporting Private Bankers, you’ll leverage your expertise in sophisticated credit structuring, underwriting, and negotiating to tailor solutions that meet client needs while aligning with CIBC’s risk and business objectives.
In this role, you’ll represent CIBC’s credit solutions during client meetings, help develop innovative product offerings, and provide strategic guidance to enhance internal processes and training. You’ll also collaborate with key partners across the organization to grow the business while maintaining healthy portfolio risk metrics.
At CIBC we enable the work environment most optimal for you to thrive in your role. To successfully perform the work, you’ll have the flexibility to manage your work activities within a hybrid work arrangement. Details on your work arrangement (proportion of on-site and remote work) will be based on business need.
How you'll succeed
Deliver tailored credit solutions: Support Private Bankers by structuring, analyzing, and recommending credit facilities that align with client needs and CIBC’s risk guidelines.
Deepen client relationships: Proactively identify opportunities within client portfolios to expand and strengthen existing relationships.
Represent CIBC in client meetings: Attend client meetings with Private Bankers to showcase CIBC’s sophisticated credit capabilities and provide strategic recommendations.
Drive product innovation: Develop new product offerings by identifying and defining acceptable collateral types, including real estate, private equity, hedge funds, fine art, and aircraft.
Enhance internal tools and training: Build underwriting guidelines, standardize loan documentation, and educate bankers, underwriters, and General Portfolio Managers (GPMs) in partnership with Learning & Development.
Collaborate across teams: Build strong relationships with credit officers, banking teams, market managers, region heads, and other key stakeholders to drive business growth.
Who you are
Client-focused: You prioritize understanding and meeting the needs of HNW and UHNW clients with tailored credit solutions.
Detail-oriented: You’re skilled in analyzing financial data and structuring complex credit facilities while adhering to risk tolerance and guidelines.
Collaborative: You thrive in a team environment and excel at building strong partnerships across multiple teams and business lines.
Innovative: You’re passionate about identifying new opportunities and driving product innovation to meet client needs.
Strategic thinker: You approach challenges with a forward-thinking mindset and seek opportunities to optimize processes and achieve business goals.
What you need to succeed
Experience: 10+ years of structured lending experience, including underwriting and negotiating large, complex credit facilities backed by diverse collateral types such as real estate, private equity, hedge funds, fine art, and aircraft.
Expertise: Strong knowledge of risk management, credit structuring, and portfolio management.
Leadership: Proven ability to guide product development and training initiatives, including creating standardized documentation and underwriting guidelines.
Skills: Excellent analytical, negotiation, and communication skills. Ability to identify and develop new business opportunities. Proficiency in financial analysis and risk assessment. Ability to work effectively with diverse teams across business lines and key stakeholders.
California residents — your privacy rights regarding your actual or prospective employment
At CIBC, we offer a competitive total rewards package. This role has an expected salary range of $240,000 - $280,000 for the New York, New York market based on experience, qualifications, and location of the position. The successful candidate may be eligible to participate in the relevant business unit’s incentive compensation plan, which also may include a discretionary bonus component.
CIBC offers a full range of benefits and programs to meet our employee’s needs; including Medical, Dental, Vision, Health Savings Account, Life Insurance, Disability, and Other Insurance Plans, Paid Time Off (including Sick Leave, Parental Leave, and Vacation), Holidays, and 401(k), in addition to other special perks reserved for our team members.
Candidates hired to work in other locations will be subject to the pay range associated with that location. Additional total compensation and benefits details will be provided during the hiring process.
This position does not offer visa sponsorship.
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What CIBC Offers
At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.
We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.
Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.
We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.
*Subject to plan and program terms and conditions
What you need to know
CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact Mailbox.careers-carrieres@cibc.com
You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.
We may ask you to complete an attribute-based assessment and other skills tests (such as simulation, coding, MS Office). Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.
Job Location
CA - San Francisco - 101 2nd St.
Employment Type
Regular
Weekly Hours
40
Skills
Analytical Thinking, Business Development, Business Growth Strategies, Client Service, Customer Experience (CX), Group Problem Solving, Investment Advising, People Management, Wealth Management
